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FHA Loan Limits by County

 

 

The current basic standard mortgage limits for FHA insured loans are:
One-family Two-family Three-family Four-family
(SFR, Condo, etc.) (duplex) (tri-plex) (four-plex)

$132,000

$168,936

$204,192

$253,776

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits.
The ceilings are currently:
One-family Two-family Three-family Four-family
(SFR, Condo, etc.) (duplex) (tri-plex) (four-plex)
$239,250 $306,196 $370,098 $459,969
County Name County Code State One-Family Two-Family Three-Family Four-Family Last Updated
ALAMEDA 001 CA $239,250 $306,196 $370,098 $438,000 01/01/2001
ALPINE 003 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
AMADOR 005 CA $132,000 $168,936 $204,192 $253,776 01/01/2001
BUTTE 007 CA $133,000 $168,936 $204,192 $253,776 01/01/2001
CALAVERAS 009 CA $151,050 $170,100 $206,700 $253,776 11/28/2001
COLUSA 011 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
CONTRA COSTA 013 CA $239,250 $306,196 $370,098 $438,000 01/01/2001
DEL NORTE 015 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
EL DORADO 017 CA $239,250 $285,650 $347,100 $400,500 11/29/2001
FRESNO 019 CA $146,550 $168,936 $204,192 $253,776 01/01/2001
GLENN 021 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
HUMBOLDT 023 CA $132,000 $168,936 $204,192 $253,776 01/01/2001
IMPERIAL 025 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
INYO 027 CA $161,500 $181,900 $221,000 $255,000 06/16/1999
KERN 029 CA $140,500 $168,936 $204,192 $253,776 01/01/2001
KINGS 031 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
LAKE 033 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
LASSEN 035 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
LOS ANGELES 037 CA $228,000 $256,800 $312,000 $379,842 01/01/2001
MADERA 039 CA $146,550 $168,936 $204,192 $253,776 01/01/2001
MARIN 041 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
MARIPOSA 043 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
MENDOCINO 045 CA $175,750 $197,950 $240,500 $277,500 09/28/2001
MERCED 047 CA $146,550 $168,936 $204,192 $253,776 01/01/2001
MODOC 049 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
MONO 051 CA $132,000 $168,936 $204,192 $253,776 01/01/2001
MONTEREY 053 CA $239,250 $277,130 $336,700 $388,500 01/01/2001
NAPA 055 CA $239,250 $306,196 $370,098 $459,969 11/27/2001
NEVADA 057 CA $237,500 $267,500 $325,000 $375,000 11/28/2001
ORANGE 059 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
PLACER 061 CA $239,250 $285,650 $347,100 $400,500 11/29/2001
PLUMAS 063 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
RIVERSIDE 065 CA $179,050 $201,667 $245,016 $292,800 01/01/2000
SACRAMENTO 067 CA $239,250 $285,650 $347,100 $400,500 11/29/2001
SAN BENITO 069 CA $239,250 $306,196 $370,098 $459,969 11/28/2001
SAN BERNARDINO 071 CA $179,050 $201,667 $245,016 $292,800 01/01/2000
SAN DIEGO 073 CA $239,250 $291,575 $354,250 $408,750 01/01/2001
SAN FRANCISCO 075 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
SAN JOAQUIN 077 CA $239,250 $302,275 $367,250 $423,750 01/01/2001
SAN LUIS OBISPO 079 CA $239,250 $287,800 $349,700 $403,500 11/28/2001
SAN MATEO 081 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
SANTA BARBARA 083 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
SANTA CLARA 085 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
SANTA CRUZ 087 CA $239,250 $306,196 $370,098 $459,969 01/01/2001
SHASTA 089 CA $152,362 $194,850 $235,550 $292,800 01/01/2000
SIERRA 091 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
SISKIYOU 093 CA $132,000 $168,936 $204,192 $253,776 11/14/2001
SOLANO 095 CA $239,250 $306,196 $370,098 $459,969 11/27/2001
SONOMA 097 CA $239,250 $306,196 $370,098 $457,500 01/01/2001
STANISLAUS 099 CA $154,950 $174,522 $212,050 $253,776 01/01/2001

 


This is a listing of the FHA single family mortgage limits. This listing was downloaded from the Department's Computerized Home Underwriting Management System. Mortgage limits are updated constantly.

 

 

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